About Us
Bring your gold down to our gold expert and we will give you a quote withing seconds. It doesn't matter if it's broken, foreign or very old we will buy it. Even if you are not sure if it is gold, we can test it on site in seconds while you wait! We will beat any Ramsdens, Cash Generator or Gold Stand for scrap gold! So don't sell your gold anywhere until you have had a free quote from us!
We loan on a variety of items, including gold and diamond jewellery. Good condition electronics, musical instruments, tools, and more. Simply bring us an item of value, along with a valid photo ID and we'll get you money in minutes after your loan is approved.
The average loan period 6 months but this can be paid any time before this. Generally, interest rates will vary with the amount of the loan. The process is much the same as any other lending institution, with the primary difference being the size of the loan, the collateral and the holding of the merchandise until the interest or the loan has been repaid. For example, a loan of £100 against a gold chain. If you pay the loan off on 6 months you will pay £151 to claim your item back. However if the loan is paid off after 3 months the re-purchase amount would only be £131.
How it Works
The customer brings an item in, it is then valued and the customer has the choice to sell the item or pawn the item. If the customer chooses to pawn, the necessary paperwork is done and the customer leaves the item within the secure lock-up of the pawn shop and leaves with their money (loan). The customer then has a time period (up to 6 months) to pay the loan back and the added interest then they can recover their item. Near the end of the loan period you will be sent a reminder letter. In the event that you cannot afford to repay the loan and interest owed, then the loan can be renewed by simply paying the interest owed. If you cannot repay the loan the item will be sold to cover the debt and most importantly, your credit rating will not be affected. Unlike other lenders, the pawnbroker does not report the defaulted loan on the customer's credit report, since the pawnbroker has physical possession of the item and may recoup the loan value through outright sale of the item.


